![]() Unauthorized charges - if your card or card data is stolen and someone uses your card, you are not responsible for any charges on the account after the first $50.If you're wondering if you have a transaction that is eligible for dispute, here are the reasons you may have a case under the FCBA. Also, the card issuer cannot report you as delinquent in your payments until the investigation is concluded. The FCBA lets you withhold payment of the disputed amount and any interest or late fees that the amount accrues, but you still have to pay the other charges on your card. The most common way consumers do this is to file a dispute with the card issuer. This law gives you the right to dispute card transactions and billing errors. Fair Credit Billing ActĬongress passed the Fair Credit Billing Act in 1974. Consumers in the US have the right to dispute charges on their credit or debit cards if the merchant won't refund the money. If you happen to find yourself in any of these situations, you would want your money back, pronto. But what is your recourse when a card transaction goes wrong? Keep reading to learn DoNotPay's tips for how to successfully dispute a transaction online. ![]() Have you ever ordered something online that was never delivered? Bought something that turned out to be a complete dud? Had fraudulent charges on your credit or debit card? Credit and debit cards make life easy. Chargebacks and Refunds How to Dispute a Transaction and Get Your Money Back How to Dispute a Transaction and Get Your Money Back
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